Please read these terms and conditions carefully before using Our Service.

Interpretation & Definitions

Interpretation
The words of which the initial letter is capitalized have meanings defined under the
following conditions. The following definitions shall have the same meaning regardless
of whether they appear in singular or in plural.
Definitions
For the purposes of this Terms and Conditions:
• Affiliate means an entity that controls, is controlled by or is under common
control with a party, where “control” means ownership of 50% or more of the
shares, equity interest or other securities entitled to vote for election of
directors or other managing authority.
• Account means a unique account created for You to access our Service or
parts of our Service.
• Country refers to: United States
• Company (referred to as either “the Company”, “We”, “Us” or “Our” in this
Agreement) refers to Unthink Retirement as well as each of its direct and
indirect subsidiaries, sister companies, and parent companies.
• Device means any device that can access the Service such as a computer, a
cellphone or a digital tablet.
• Feedback means feedback, innovations or suggestions sent by You regarding
the attributes, performance or features of our Service.
• Goods refer to the items (products or services) offered for sale on or through
the Service.
• Orders mean a request by You to purchase Goods from Us.
• Service refers to the Website as well as the service of offering life insurance
and related products of the various carriers with which We are affiliated.
• Terms and Conditions (also referred as “Terms”) mean these Terms and
Conditions that form the entire agreement between You and the Company
regarding the use of the Service.
• Third-party Social Media Service means any services or content (including
data, information, products or services) provided by a third-party that may
be displayed, included or made available by the Service.
• Website refers Unthink Retirement, accessible from www.unthinkretirement.com
• You means the individual accessing or using the Service, or the company, or
other legal entity on behalf of which such individual is accessing or using the
Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the
agreement that operates between You and the Company. These Terms and
Conditions set out the rights and obligations of all users regarding the use of the
Service.

Your access to and use of the Service is conditioned on Your acceptance of and
compliance with these Terms and Conditions. These Terms and Conditions apply to
all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and
Conditions. If You disagree with any part of these Terms and Conditions then You
may not access the Service.

You represent that you are over the age of 18. The Company does not permit those
under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and
compliance with the Privacy Policy of the Company. Our Privacy Policy describes
Our policies and procedures on the collection, use and disclosure of Your personal
information when You use the Website and tells You about Your privacy rights and
how the law protects You. Please read Our Privacy Policy carefully before using Our
Service.

Placing Orders for Goods

By placing an Order for Goods through the Service, You warrant that You are legally
capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods available on the Service, You may be asked
to supply certain information relevant to Your Order including, without limitation,
Your name, Your email, Your phone number, Your credit card number, the
expiration date of Your credit card, Your billing address, and Your shipping
information.
You represent and warrant that: (i) You have the legal right to use any credit or
debit card(s) or other payment method(s) in connection with any Order; and that (ii)
the information You supply to us is true, correct and complete.
By submitting such information, You grant us the right to provide the information
to payment processing third parties for purposes of facilitating the completion of
Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons
including but not limited to:
• Goods availability
• Errors in the description or prices for Goods
• Errors in Your Order
We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or
illegal transaction is suspected.

Availability, Errors & Inaccuracies

We are constantly updating Our offerings of Goods on the Service. The Goods
available on Our Service may be mispriced, described inaccurately, or unavailable,
and We may experience delays in updating information regarding our Goods on the
Service and in Our advertising on other websites.

We cannot and do not guarantee the accuracy or completeness of any information,
including prices, product images, specifications, availability, and services. We
reserve the right to change or update information and to correct errors,
inaccuracies, or omissions at any time without prior notice.

Prices Policy

The Company reserves the right to revise its prices at any time prior to accepting an
Order.
The prices quoted may be revised by the Company subsequent to accepting an
Order in the event of any occurrence affecting delivery caused by government
action or any other matter beyond the control of the Company. In that event, You
will have the right to cancel Your Order.

Payments

All Goods purchased are subject to payment. Payment can be made through
various payment methods we have available, such as Visa, MasterCard, Affinity
Card, American Express cards or online payment methods (PayPal, for example).
Payment cards (credit cards or debit cards) are subject to validation checks and
authorization by Your card issuer. If we do not receive the required authorization,
We will not be liable for any delay or non-delivery of Your Order.

User Accounts

When You create an account with Us, You must provide Us information that is
accurate, complete, and current at all times. Failure to do so constitutes a breach of
the Terms, which may result in immediate termination of Your account on Our
Service.

You are responsible for safeguarding the password that You use to access the
Service and for any activities or actions under Your password, whether Your
password is with Our Service or a Third-Party Social Media Service.

You agree not to disclose Your password to any third party. You must notify Us
immediately upon becoming aware of any breach of security or unauthorized use
of Your account.

You may not use as a username the name of another person or entity or that is not
lawfully available for use, a name or trademark that is subject to any rights of
another person or entity other than You without appropriate authorization, or a
name that is otherwise offensive, vulgar or obscene.

UNTHINK Retirement

1. Platform used to send automated messages to consumers who have opted in to
receive information about various Insurance products. Messages will include an
introduction and follow up to their inquiry. Request to meet will be sent to have more
detailed discussions about insurance products.
2. You can cancel the SMS service at any time. Simply text “STOP” to the shortcode. Upon
sending “STOP,” we will confirm your unsubscribe status via SMS. Following this
confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you
did initially, and we will resume sending SMS messages to you.
3. If you experience issues with the messaging program, reply with the keyword HELP for
more assistance, or reach out directly to support@unthinkretirement.com
4. Carriers are not liable for delayed or undelivered messages.
5. As always, message and data rates may apply for messages sent to you from us and
to us from you. Message frequency varies. For questions about your text plan or data
plan, contact your wireless provider.
6. For privacy-related inquiries, please refer to our privacy policy

Intellectual Property

The Service and its original content (excluding Content provided by You or other
users), features and functionality are and will remain the exclusive property of the
Company and its licensors.

The Service is protected by copyright, trademark, and other laws of both the
Country and foreign countries.

Our trademarks and trade dress may not be used in connection with any product
or service without the prior written consent of the Company.

Your Feedback to Us

You assign all rights, title and interest in any Feedback You provide the Company. If
for any reason such assignment is ineffective, You agree to grant the Company a
non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to
use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback
without restriction.

Links to Other Websites

Our Service may contain links to third-party web sites or services that are not
owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content,
privacy policies, or practices of any third-party web sites or services.

You further
acknowledge and agree that the Company shall not be responsible or liable, directly
or indirectly, for any damage or loss caused or alleged to be caused by or in
connection with the use of or reliance on any such content, goods or services
available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any
third-party web sites or services that You visit.

Termination

We may terminate or suspend Your Account immediately, without prior notice or
liability, for any reason whatsoever, including without limitation if You breach these
Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately. If You wish
to terminate Your Account, You may simply discontinue using the Service.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the
Company and any of its suppliers under any provision of this Terms and Your
exclusive remedy for all of the foregoing shall be limited to the amount actually
paid by You through the Service or $100 USD if You haven’t purchased anything
through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company
or its suppliers be liable for any special, incidental, indirect, or consequential
damages whatsoever (including, but not limited to, damages for loss of profits, loss
of data or other information, for business interruption, for personal injury, loss of
privacy arising out of or in any way related to the use of or inability to use the
Service, third-party software and/or third-party hardware used with the Service, or
otherwise in connection with any provision of this Terms), even if the Company or
any supplier has been advised of the possibility of such damages and even if the
remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability
for incidental or consequential damages, which means that some of the above
limitations may not apply. In these states, each party’s liability will be limited to the
greatest extent permitted by law.

“AS IS” & “AS AVAILABLE” Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and
defects without warranty of any kind. To the maximum extent permitted under
applicable law, the Company, on its own behalf and on behalf of its Affiliates and its
and their respective licensors and service providers, expressly disclaims all
warranties, whether express, implied, statutory or otherwise, with respect to the
Service, including all implied warranties of merchantability, fitness for a particular
purpose, title and non-infringement, and warranties that may arise out of course of
dealing, course of performance, usage or trade practice. Without limitation to the
foregoing, the Company provides no warranty or undertaking, and makes no
representation of any kind that the Service will meet Your requirements, achieve
any intended results, be compatible or work with any other software, applications,
systems or services, operate without interruption, meet any performance or
reliability standards or be error free or that any errors or defects can or will be
corrected.

Without limiting the foregoing, neither the Company nor any of the company’s
provider makes any representation or warranty of any kind, express or implied: (i)
as to the operation or availability of the Service, or the information, content, and
materials or products included thereon; (ii) that the Service will be uninterrupted or
error-free; (iii) as to the accuracy, reliability, or currency of any information or
content provided through the Service; or (iv) that the Service, its servers, the
content, or e-mails sent from or on behalf of the Company are free of viruses,
scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or
limitations on applicable statutory rights of a consumer, so some or all of the above
exclusions and limitations may not apply to You. But in such a case the exclusions
and limitations set forth in this section shall be applied to the greatest extent
enforceable under applicable law.

Governing Law

The laws of the State of Nevada, excluding its conflicts of law rules, shall govern this
Terms and Your use of the Service. Your use of the Service may also be subject to
other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to
resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory
provisions of the law of the country in which you are resident in.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to
the United States government embargo, or that has been designated by the United
States government as a “terrorist supporting” country, and (ii) You are not listed on
any United States government list of prohibited or restricted parties.

Severability & Waiver

Severability
If any provision of these Terms is held to be unenforceable or invalid, such
provision will be changed and interpreted to accomplish the objectives of such
provision to the greatest extent possible under applicable law and the remaining
provisions will continue in full force and effect.
Waiver
Except as provided herein, the failure to exercise a right or to require performance
of an obligation under this Terms shall not affect a party’s ability to exercise such
right or require such performance at any time thereafter nor shall be the waiver of
a breach constitute a waiver of any subsequent breach.
Translation Interpretation
These Terms and Conditions may have been translated if We have made them
available to You on our Service. You agree that the original English text shall prevail
in the case of a dispute.

Changes to These Terms & Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any
time. If a revision is material, We will make reasonable efforts to provide at least 30
days’ notice prior to any new terms taking effect. What constitutes a material
change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective,
You agree to be bound by the revised terms. If You do not agree to the new terms,
in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Terms, You can contact us:
• By mail: 

2345 E. Hampton Ave.

Mesa, AZ 85204
• By email:

support@unthinkretirement.com