Who we are

Professionals dedicated to developing true, long term financial success

Frequently Asked Questions

Opportunity

The goal of UNTHINK Retirement™ is to teach everyday people how to make money trading.  Specifically, Partners:

LEARN to trade on practice accounts so they never risk their own money in the market

BUILD their URA Balance by introducing others to the UNTHINK community

EARN up to 4% of their URA Balance each month (with a guaranteed 2.5% Performance Floor)

Because we only use demo trading accounts, everyone can gain real market experience and earn real financial benefits with zero market risk to personal capital.

UNTHINK Partners receive the following benefits:

  1. Access to the UNTHINK Retirement™ Partner Telegram group for questions and collaboration
  2. The Intelligent Trade Scanner (ITS) scans major currency pairs every 15 minutes and identifies high-probability trade setups
  3. Our 4×4 Training offers daily (Mon.-Thurs.) hands-on training showing partners how to enter and manage our easy-to-learn trade strategy
  4. Monthly competitions to earn real cash and prizes (available to everyone).  If a Partner refers the top trader for the month, the Partner can share in the cash prize.
  5. Build a URA Balance that never resets, even if you have a losing month
  6. Earn up to 4% of your URA Balance each month based on your trading performance
  7. Earn a guaranteed 2.5% Performance Floor ($25 per $1,000 in your URA Balance), even if you have a losing month

The UNTHINK Retirement Account, or URA is a $100,000 demo/practice trading platform on which all Partners practice trading to develop their skill.

Because it is a demo platform, Partners do not risk any personal capital in the market; however, unlike a typical demo account, it follows Prop Trading rules (see below). 

This gives Partners the ability to learn how to properly trade within prop firm parameters without paying seemingly unending challenge fees.

The URA is setup as a monthly competition so that we can track all trades and, most importantly, returns.  Everyone may participate in the monthly competitions, whether they are UR Partners or not.

In an effort to help people develop the trading skills and discipline necessary for consistently profitable months, without risking their own capital in the market, we offer a monthly UNTHINK Trading Competition.

To participate, you must follow these guidelines:

1.  Register for the competition each calendar month.

2.  Expert advisors, trading bots, algorithms, or any form of automated trading is not permitted.

3.  There is a daily drawdown limit of 5%.  This includes both open and closed trades.  For example, let’s say you have a $100,000 demo trading account and the following happens:

a.  You lose $2,500 from trades that have closed
b.  Your current open trades, if closed, would cause another loss of $2,500

If the above occurred (or something like it totaling 5% overall drawdown), your account would be disqualified for the month.  You can, of course, register a new account every calendar month.

4.  There is a max loss of 6%.  This is calculated as a loss of 6% from the highest balance (closed trades) you have achieved.  For example, with your $100,000 demo account, the following happens:

a.  You gain $4,500, putting your balance total at $104,500.
b.  6% of $104,500 is $6,270.  If future trades cause your balance to drop to $98,230 ($104,500 – $6,270), your account would be disqualified for that month.
  

Partners earn a minimum of 2.5% of their URA Balance up to a maximum of 4% per month, based on trading performance.

For example, let’s say you have a $100,000 URA Balance.

If you have a losing month, you would earn the guaranteed 2.5% Performance Floor, or $2,500.

If you earn 4%+, you will earn the maximum payout of $4,000.

As you invite people to learn about UNTHINK Retirement, your UNTHINK Circle can grow.  But the growth of your circle is not tied to your personal efforts alone.

Every person you personally refer adds $1,000 to your URA Balance.

However, the first two people you personally introduce to UNTHINK Retirement are called your Thank-You Partners. Although each adds $1,000 to your URA Balance, they are also passed up and added to your Circle Leader’s circle.  Your Circle Leader also receives $1,000 to his/her URA Balance.

Your third personally-sponsored Partner and every one thereafter is called a Circle Partner.

Here’s where the power of the UNTHINK Circle begins. When your Circle Partners introduce their first two Thank-You Partners, those Partners are passed up and added to your Circle, adding another $1,000 each to your URA Balance. When those two Thank-You Partners are added to your Circle, you become their Circle Leader and they become your Circle Partners.  That means that when those new Circle Partners introduce their first two Thank-You Partners, those new Partners are added to your circle, as well.

This creates the potential for exponential growth—2 Partners can lead to 4, then 8, 16, 32 and beyond—as the process continues throughout your Circle. 

The more Circle Partners you sponsor, the more starting points you create for this growth—allowing your monthly recurring income to grow through both your efforts and the efforts of your Circle Partners.

UNTHINK Retirement provides 3 tools specifically designed to help you grow your URA Balance:

In-House Support Team – our in-house team will hold 1-on-1 consultations with your potential partners, answer their questions, and help them enroll when they are ready to get started.  You do not have to explain our program or be a super salesperson to build your URA Balance.  We believe it is important to combine the automation of technology with the personal touch of real human interaction in order to build a URA Balance that continues to grow.

Premier Referral Funnel (optional) – this advanced technology includes the following:

  • AI-powered CRM
  • Personal landing pages with explanation videos
  • 180+ nurture emails to follow-up for 2+ years
Company/Teach Marketing Co-ops (optional) – these are generally advertising campaigns where leads and/or enrollments are rotated among participants.
 

You don’t have to figure out where to find people, what to say, or how to follow up. Plug into the system and use it to grow your UNTHINK Circle and your URA Balance

UNTHINK Retirement™ is open from 9am to 5pm Arizona time Monday thru Thursday and from 9am to 12pm on Friday. (Please note that Arizona does not change with DST) UR™ is located in Mesa, AZ. 

Yes. For details, please refer to sections 4.24, 4.27, 4.28, and 4.29 of our Terms.

Our Team

UNTHINK Retirement™ is a professional organization dedicated to providing unique and effective ways for developing true, long-term financial success.
We are committed to teaching and living principles of service, integrity and leadership by example. We place the satisfaction of our clients and the success of our representatives at the top of our priority list. To help fulfill this mission, UNTHINK Retirement™ has assembled a truly world class leadership team.

Paul E. Langley

Chief Executive Officer

Paul has been a licensed financial advisor since 1999.  He has traded in the futures and forex markets since 2003. Among his accomplishments are valedictorian, Eagle Scout, professional singer, top sales producer in numerous companies, Certified Senior Advisor, and call center owner. He lived in Montreal, Canada for two years and loves any opportunity to speak French. Of all of his achievements, Paul is first and foremost a family man. He is happily married with four children and his family’s happiness is his passion. He has a deep desire to improve the lives of those he meets and this is what drives his success. He is an “idea man” and, as such, has created multiple systems to help the average person achieve above-average success. In this age of technological automation, he believes a personal touch is what leads to long-term growth and high retention.

Jeff Montgomery Jr.

President

Jeff has owned and operated several businesses since 2003. He has been licensed and working in the insurance industry since 2007. The most important things in his life are God, his wife and 4 children, and helping others improve and succeed. Jeff has always had a deep desire to serve others however he can. He finds great joy in seeing others rise to their potential and accomplish great things. One of the ways he has done this is through helping others work hard and build business systems. Jeff also has a passion for music and inspiring people and helping them feel happy through song. He sings professionally and has started to write his own music, as well. He also loves high adventure activities such as skydiving, quad riding and motorcycles. He believes that life is an amazing gift that we can mold into whatever we want it to be.

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