Partners are subscribed to UNTHINK Retirement™ to access company funds and/or refer others.  Partners receive 5 UR Tokens per month and can access up to $1.1MM in company funds.  If a Partner refers others, he/she can earn additional UR Tokens, personal referral fees, and indirect referral fees.

The 3-fold purpose of UNTHINK Retirement™ is to:

1.  Increase Financial Returns; specifically, to teach you powerful strategies for passing trading challenges using responsible trading.  This includes:

a.  UR Telegram Channel – our pros post the exact trades they enter on their own accounts, including targets, stop losses and leverage
b.  Training Videos – simple, pre-recorded videos that will teach you how to easily follow along with our pros
c.  4X4 Daily Recap – daily review of currently open trades

2.  Reduce Personal Risk by trading company funds and eliminate challenge fees through referrals 

3.  Create Residual Cash Flow that can continue to grow each month even after you stop

Partners also receive a website and back office to track the growth of their business.

UR Tokens are the internal units of value within UNTHINK Retirement.  UR Tokens are used to replace the cost of accessing challenges as follows:

UR75 = $5,000 challenge
UR150 = $10,000 challenge
UR375 = $25,000 challenge
UR750 = $50,000 challenge
UR1500 = $100,000 challenge
UR3000 = $200,000 challenge
UR3750 = $250,000 challenge
UR10000 = $500,000 challenge 

Partners earn $50/mo. + 5 UR Tokens/mo. for each UR referral (starting with their 2nd – explained in the next FAQ)

Partners begin earning Referral Fees and UR Tokens with the 2nd monthly subscription payment and are paid out on or around the 15th of each month.

As soon as a Partner has made 2 Personal Referrals, they are qualified to earn Personal Referral Fees + UR Tokens + Indirect Referral Fees.

The Indirect Referral pass-up mechanism creates a tremendous amount of leverage allowing Partners to build potentially unlimited and ever-increasing Referral Fees + UR Tokens.

Here’s an example of how Indirect Referrals work:

• You refer your first Partner, Joe.  Because he is your first Personal Referral (#1), you pass Joe up to your sponsor.  Passing Joe up to your sponsor changes him from your Personal Referral to an Indirect Referral for your sponsor.
• You now refer your second Partner, Mike. Even though Mike is your second Personal Referral (#2), he is officially the first Personal Referral from whom you earn $50/mo. + UR5/mo.  PLEASE NOTE: this payout comes from Mike’s subscription to UNTHINK Retirement.
• Mike now refers his first Partner, Tom.  Like you had to pass your first partner up to your sponsor, Mike has to pass Tom up to you.  At this point, you become Tom’s sponsor and Tom becomes your Indirect Referral (from Mike).   You earn $50/mo. + UR5/mo. from Tom’s subscription.  PLEASE NOTE:  Once Mike refers his second Personal Referral, he will become qualified to earn Personal Referral Fees + UR Tokens + Indirect Referral Fees just like you.
• Tom now sponsors his first Partner, Tina, and passes her up to his sponsor.  Who is Tom’s sponsor?  It’s YOU!  You become Tina’s sponsor and she is now your Indirect Referral (from Tom).  You earn another $50/mo. + UR5/mo. from her subscription.
• Tina passes her first Partner, Suzy, up to her sponsor.  Who is Tina’s sponsor?  It’s YOU!  You become Suzy’s sponsor and she becomes your Indirect Referral (from Tina).  You earn $50/mo. + UR5/mo. from her subscription.
• The Indirect Referral pass-up mechanism can continue in perpetuity.

In order to pass trade challenges, you need to know what TO DO and what TO AVOID.

TO DO

1. Gain 10% (e.g., turn a $5,000 account into $5,500)
2. There is no time limit, so we encourage aiming for “base hits” (small, consistent gains) vs. “home runs” (lucky, bigger gains, the opposite of which can easily cause a challenge failure)
3. Enter at least 1 trade every 30 days

TO AVOID

1. Daily loss limit of 5%.  This is calculated from the previous day’s end-of-day balance or equity (whichever is higher) at 5pm EST.
2. Maximum Trailing Drawdown (MTD) of 6%.  This is initially set at 6% and trails your account (using closed balance, not equity) until you have achieved a 6% return in your account.  Once that happens, the MTD no longer trails and is permanently locked in at your starting balance.

UNTHINK Retirement™ is open from 9am to 5pm Arizona time Monday thru Friday. (Please note that Arizona does not change with DST) UR™ is located in Mesa, AZ. 

Yes. For details, please refer to sections 4.24, 4.27, 4.28, and 4.29 of our Terms.