Who we are

Professionals dedicated to developing true, long term financial success

Frequently Asked Questions

Opportunity

There are 3 levels of participation, or “ranks”, in the company:

Customers subscribe to UNTHINK Retirement™, which includes 1 Prosperity Token per month, and may use any of the included services; however, they do not earn any compensation.  

Affiliates market the UNTHINK Retirement™ subscriptions to earn commissions on personal sales.

Partners are Customers subscribed to UNTHINK Retirement™ who are also Affiliates.  In addition to using the UNTHINK Retirement™ services and earning commissions on personal sales, Partners can earn overrides and additional Prosperity Tokens.

The 3-fold purpose of UNTHINK Retirement™ is to:

1.  Increase Financial Returns; specifically, to teach you powerful strategies for passing trading challenges.  This includes:

a.  UR Telegram Channel – our pros post the exact trades they enter on their own accounts, including targets, stop losses and leverage
b.  Training Videos – 5 simple, pre-recorded videos that will teach you how to easily follow along with our pros
c.  4X4 Daily Recap – daily review of currently open trades

2.  Reduce Personal Risk by trading company funds rather than risking your own money.

You can also build your personal Gold Reserve as a way to hedge against market volatility.  

3.  Create Cash Flow by plugging into our simple formula for growth.

Partners/Affiliates also receive a website and back office to track the growth of their business.

Commissions

Partners/Affiliates earn a $25 per month commission on all personally-referred subscriptions to UNTHINK Retirement™ starting with the 2nd referral.

When your Partners refer their own Partners, these are known as your Level 2 or L2 Partners.  Partners/Affiliates also earn a $25 per month commission on all L2 subscriptions to UNTHINK Retirement™.

Commissions on the 1st subscription are passed up to your sponsor.  This is usually your own subscription (but it does not have to be). 

Partners/Affiliates also receive pass-ups from other Partners/Affiliates on their team (as explained in the FAQ below).

Partners can also qualify to receive additional Prosperity Tokens.

Commissions begin with the 2nd monthly subscription payment and are paid out on or around the 15th of each month.

Partners and Affiliates pass up their first UNTHINK Retirement™ Partner to their sponsor to become “qualified“.

The pass-up feature creates a tremendous amount of leverage allowing Partners to build a potentially unlimited and ever-increasing residual cash flow.

To Reduce Personal Risk even further, UNTHINK Retirement Customers and Partners receive 1 Prosperity Token per month, included in their subscription.

In an effort to encourage leadership, Partners also earn 1/2 of a Prosperity Token for all subscriptions on L2.  

Prosperity Tokens can be used to access:

a.  Challenge accounts up to $250,000
b.  Marketing support (including paid ads that we post for you)
c.  Physical gold (as a financial safety net)

In order to pass trade challenges, you need to know what TO DO and what TO AVOID.

TO DO
  1. Gain 10% (e.g., turn a $5,000 account into $5,500)
  2. There is no time limit, so we encourage aiming for “base hits” (small, consistent gains) vs. “home runs” (lucky, bigger gains, the opposite of which can easily cause a challenge failure)
  3. Enter at least 1 trade every 30 days
TO AVOID
  1. Daily loss limit of 5%.  This is calculated from the previous day’s end-of-day balance at 5pm EST.
  2. Maximum Trailing Drawdown (MTD) of 6%.  This is initially set at 6% and trails your account (using closed balance, not equity) until you have achieved a 6% return in your account.  Once that happens, the MTD no longer trails and is permanently locked in at your starting balance.

The Affiliate Building Center (ABC) is an upgraded service where our in-house team helps Affiliates/Partners market the UNTHINK Retirement™ service/opportunity with:

a.  An enhanced sales & marketing funnel

b.  1-on-1 phone consultations with your prospects

UNTHINK Retirement™ is open from 9am to 5pm Arizona time Monday thru Friday. (Please note that Arizona does not change with DST) UR™ is located in Mesa, AZ. 

Yes. For details, please refer to sections 4.24, 4.27, 4.28, and 4.29 of our Terms.

Our Team

UNTHINK Retirement™ is a professional organization dedicated to providing unique and effective ways for developing true, long-term financial success.
We are committed to teaching and living principles of service, integrity and leadership by example. We place the satisfaction of our clients and the success of our representatives at the top of our priority list. To help fulfill this mission, UNTHINK Retirement™ has assembled a truly world class leadership team.

Paul E. Langley

Chief Executive Officer

Paul has been a licensed financial advisor since 1999.  He has traded in the futures and forex markets since 2003. Among his accomplishments are valedictorian, Eagle Scout, professional singer, top sales producer in numerous companies, Certified Senior Advisor, and call center owner. He lived in Montreal, Canada for two years and loves any opportunity to speak French. Of all of his achievements, Paul is first and foremost a family man. He is happily married with four children and his family’s happiness is his passion. He has a deep desire to improve the lives of those he meets and this is what drives his success. He is an “idea man” and, as such, has created multiple systems to help the average person achieve above-average success. In this age of technological automation, he believes a personal touch is what leads to long-term growth and high retention.

Jeff Montgomery Jr.

President

Jeff has owned and operated several businesses since 2003. He has been licensed and working in the insurance industry since 2007. The most important things in his life are God, his wife and 4 children, and helping others improve and succeed. Jeff has always had a deep desire to serve others however he can. He finds great joy in seeing others rise to their potential and accomplish great things. One of the ways he has done this is through helping others work hard and build business systems. Jeff also has a passion for music and inspiring people and helping them feel happy through song. He sings professionally and has started to write his own music, as well. He also loves high adventure activities such as skydiving, quad riding and motorcycles. He believes that life is an amazing gift that we can mold into whatever we want it to be.

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