Frequently Asked Questions
Opportunity
There are 3 levels of participation, or “ranks”, in the company:
Customers subscribe to UNTHINK Retirement™ and may use any of the included services; however, they do not earn any compensation.
Affiliates market the UNTHINK Retirement™ subscriptions to earn commissions on personal sales.
Partners are Customers subscribed to UNTHINK Retirement™ who are also Affiliates. In addition to using the UNTHINK Retirement™ services and earning commissions on personal sales, Partners can earn leadership bonuses (as listed below).
The 3-fold purpose of UNTHINK Retirement™ is to:
1. Increase Financial Returns; specifically, to teach you powerful strategies for passing trading challenges. This includes:
a. UR Telegram Channel – our pros post the exact trades they enter on their own accounts, including targets, stop losses and leverage
b. Training Videos – 5 simple, pre-recorded videos that will teach you how to easily follow along with our pros
c. 4X4 Daily Recap – daily review of currently open trades
2. Reduce Personal Risk by trading company funds rather than risking your own money.
3. Create Cash Flow by plugging into our simple formula for growth.
Partners/Affiliates also receive a website and back office to track the growth of their business.
UNum™ (U) are the internal units of value within UNTHINK Retirement. UNum™ are used to replace the cost of accessing challenges as follows:
U63 = $5,000 challenge (replaces $63 fee)U125 = $10,000 challenge (replaces $125 fee)U315 = $25,000 challenge (replaces $315 fee)U630 = $50,000 challenge (replaces $630 fee)U1260 = $100,000 challenge (replaces $1,260 fee)U2520 = $200,000 challenge (replaces $2,520 fee)U3150 = $250,000 challenge (replaces $3,150 fee)U6300 = $500,000 challenge (replaces $6,300 fee)
Partners/Affiliates earn $50 per month + U5 per month on all Personal Referral subscriptions to UNTHINK Retirement™ starting with the 2nd referral.
Partners/Affiliates can also earn up to $50 per month + U5 per month from Indirect Referrals that other Partners/Affiliates on their team make (as explained in the FAQ below).
Partners begin earning UNum™ with the 2nd monthly subscription payment and are paid out on or around the 15th of each month.
As soon as a Partner/Affiliate has made 2 Personal Referrals, they are qualified to earn Referral Fees + UNum™ + Indirect Referrals.
The Indirect Referral pass-up mechanism creates a tremendous amount of leverage allowing Partners to build potentially unlimited and ever-increasing Referral Fees + UNum™.
Here’s an example of how Indirect Referrals work:
- You refer your first Partner, Joe. Because he is your first Personal Referral (#1), you pass Joe up to your sponsor. Passing Joe up to your sponsor changes him from your Personal Referral to an Indirect Referral for your sponsor.
- You now refer your second Partner, Mike. Even though Mike is your second Personal Referral (#2), he is officially the first Personal Referral from whom you earn $50/mo. +
U5/mo. PLEASE NOTE: this payout comes from Mike’s subscription to UNTHINK Retirement. - Mike now refers his first Partner, Tom. Like you had to pass your first partner up to your sponsor, Mike has to pass Tom up to you. At this point, Tom becomes your Indirect Referral (from Mike), and you earn $50/mo. +
U5/mo. from Tom’s subscription. PLEASE NOTE: Once Mike refers his second Personal Referral, he will become qualified to earn Referral Fees + UNum™ + Indirect Referrals just like you. - Tom now sponsors his first Partner, Tina, and passes her up to his sponsor. Who is Tom’s sponsor? It’s YOU! Tina now becomes your Indirect Referral (from Tom) and you earn $50/mo. +
U5/mo. from her subscription. - Tina passes her first Partner, Suzy, up to her sponsor. Who is Tina’s sponsor? It’s YOU! Suzy now becomes your Indirect Referral (from Tina) and you earn $50/mo. +
U5/mo. from her subscription. - The Indirect Referral pass-up mechanism can continue in perpetuity.
Leadership Advancements are based on the # of Qualified Personal Referrals (QPRs).
PLEASE NOTE:
1. Qualified = 2 Personal Referrals (2 PRs)
2. PRs and IRs (Indirect Referrals) are L1 Partners (L1Ps)
3. L1Ps will have their own PRs and IRs which are your L2Ps
1★: 1 QPR = $10/mo. + U1/mo. per L2P
2★: 2 QPRs = $20/mo. + U2/mo. per L2P
3★: 3 QPRs = $30/mo. + U3/mo. per L2P
4★: 4 QPRs = $40/mo. + U4/mo. per L2P
5★: 5 QPRs = $50/mo. + U5/mo. per L2P
Once you reach an advancement, the amount of referral fees and # of UNum™ apply to all L2 Partners.
You must maintain the qualification of a Leadership Advancement to continue earning at that level.
In order to pass trade challenges, you need to know what TO DO and what TO AVOID.
TO DO
- Gain 10% (e.g., turn a $5,000 account into $5,500)
- There is no time limit, so we encourage aiming for “base hits” (small, consistent gains) vs. “home runs” (lucky, bigger gains, the opposite of which can easily cause a challenge failure)
- Enter at least 1 trade every 30 days
TO AVOID
- Daily loss limit of 5%. This is calculated from the previous day’s end-of-day balance or equity (whichever is higher) at 5pm EST.
- Maximum Trailing Drawdown (MTD) of 6%. This is initially set at 6% and trails your account (using closed balance, not equity) until you have achieved a 6% return in your account. Once that happens, the MTD no longer trails and is permanently locked in at your starting balance.
The Affiliate Building Center (ABC) is an upgraded service where our in-house team helps Affiliates/Partners market the UNTHINK Retirement™ service/opportunity with:
a. An enhanced sales & marketing funnel
b. 1-on-1 phone consultations with your prospects
UNTHINK Retirement™ is open from 9am to 5pm Arizona time Monday thru Friday. (Please note that Arizona does not change with DST) UR™ is located in Mesa, AZ.
Yes. For details, please refer to sections 4.24, 4.27, 4.28, and 4.29 of our Terms.
Our Team
UNTHINK Retirement™ is a professional organization dedicated to providing unique and effective ways for developing true, long-term financial success.
We are committed to teaching and living principles of service, integrity and leadership by example. We place the satisfaction of our clients and the success of our representatives at the top of our priority list. To help fulfill this mission, UNTHINK Retirement™ has assembled a truly world class leadership team.
Paul E. Langley
Chief Executive Officer
Paul has been a licensed financial advisor since 1999. He has traded in the futures and forex markets since 2003. Among his accomplishments are valedictorian, Eagle Scout, professional singer, top sales producer in numerous companies, Certified Senior Advisor, and call center owner. He lived in Montreal, Canada for two years and loves any opportunity to speak French. Of all of his achievements, Paul is first and foremost a family man. He is happily married with four children and his family’s happiness is his passion. He has a deep desire to improve the lives of those he meets and this is what drives his success. He is an “idea man” and, as such, has created multiple systems to help the average person achieve above-average success. In this age of technological automation, he believes a personal touch is what leads to long-term growth and high retention.
Jeff Montgomery Jr.
President
Jeff has owned and operated several businesses since 2003. He has been licensed and working in the insurance industry since 2007. The most important things in his life are God, his wife and 4 children, and helping others improve and succeed. Jeff has always had a deep desire to serve others however he can. He finds great joy in seeing others rise to their potential and accomplish great things. One of the ways he has done this is through helping others work hard and build business systems. Jeff also has a passion for music and inspiring people and helping them feel happy through song. He sings professionally and has started to write his own music, as well. He also loves high adventure activities such as skydiving, quad riding and motorcycles. He believes that life is an amazing gift that we can mold into whatever we want it to be.